Off-chain transactions that take place may later be reported or bundled together before being sent to the main chain.
Off-Chain
All network users can see on-chain transactions because they are recorded on the distributed ledger. Off-chain transactions, however, take place away from the blockchain network
Accountability
Accountability is the need or willingness to take ownership of one's actions. When someone takes ownership, they are committing to producing successful outcomes.
DeFi
a movement promoting substitutes for conventional, centralized financial services.
